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A Wind Mitigation Inspection is a valuable inspection service that may reduce your homeowners windstorm insurance premium. Significant insurance discounts are available for building features that reduce damage during high wind events. The discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies. Most existing structures have one or more wind resistive construction features and may qualify for some insurance discounts.
The state of Florida REQUIRES Insurance Companies to offer REDUCED RATES for certain hurricane resistant features. Commerce Park can perform Wind Mitigation inspections on behalf of home owners or insurance agents throughout Pinellas, Pasco and Hilsborough counties. We can document the features present in your home and produce a report for you to use in your request for reduced rates.
What features qualify for a Windstorm Mitigation Insurance Discount:
- Roof coverings, such as shingles that meet the FBC Requirements.
- Roof decks that have been installed with large nails and close spacing.
- Hurricane clips/straps that hold the roof structure to the walls.
- Protection of openings such as windows and glass doors with impact resistant glazing.
- Secondary Water Resistance that prevents the roof from leaking if the roof covering is blown off in a windstorm.
- Newly Constructed Homes built to the Florida Building Code since March 1, 2002
* Please note that insurance companies may have more features that qualify for mitigation credits such as rated doors and gable end bracing.
To schedule an appointment for a Wind Mitigation Inspection please complete our Online Inspection Request Form and one of our specialists will contact you.
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